Our Mortgage Services

What type of mortgage do you need?

Are you:
• A first-time buyer?
• Looking to re-mortgage?
• Wanting to buy to let*?
• After a commercial mortgage?

Bewildered by which type of mortgage you should have?
• Fixed rate
• Variable rate
• Capped
• Offset

Mortgages are not exactly straightforward to set up and can call for a lot of paperwork. At Redwood Financial, we research and fix mortgages for many different types of people. We have access to dozens of providers. Whatever your circumstances we pledge to do what we can to find you the right mortgage. Advice on Commercial Mortgages is offered by referral to a Master Broker.

Take heed, though
Your home may be repossessed if you do not keep up repayments on your mortgage.

What our service offers

It’s a complete package. We do all the necessary research, fill in all the paperwork, and guide you through the process. We are used to dealing with other professionals, such as conveyancing solicitors, so we will be able to offer a fully coordinated service.

What type of mortgage would suit?

We can arrange mortgages for every type of buyer, using a wide range of products. These include:

  • First-time buyers
  • Remortgages
  • Buy to let*
  • Commercial mortgages (By referral only) **
  • Fixed-rate
  • Variable-rate
  • Capped
  • Offset

*The Financial Conduct Authority does not regulate certain buy to let mortgages; neither does it regulate any commercial mortgages.
**Advice on Commercial Mortgages is offered by referral to a Master Broker.

Whole of Market

Our advisers have a breadth of market knowledge second to none. Add to that the modern technology that we use, and we are able to provide a competitive deal for our clients by using a combination of knowledgeable advisors coupled with speedy, accurate and effective research.

It’s also worth noting that we are not tied to any particular mortgage provider.

What about special deals?

Yes, from time to time attractive special deals crop up. As members of a large network, Quilter Financial Planning, we are among the first to have access to deals that are not available direct to the general public. Your Redwood Financial mortgage adviser will always strive to secure the most suitable deal for you; and often these special deals mean we can offer market-beating terms.

We stick with you from start to finish

Our service will remain with you throughout the entire process of setting up your mortgage. From the very first stages such as assessing how much it would be prudent for you to borrow, right through to completion, we will guide you.

What this means is that you always have help available should you need to call upon it. With lenders constantly changing their terms and becoming cagey with mortgage approvals this ongoing help proves essential. It can make the difference between buying a home you’ve set your heart on and the purchase falling through.

One to one service

We won’t sign you up as a client and then forget about you. All of us at Redwood Financial, from your personal adviser to our back room staff, will always try to meet your needs, and often deliver extra value in the way of service.

Taking out a mortgage is likely to be one of the most significant financial decisions of your life. At Redwood Financial we will always seek to provide the most appropriate product to meet your needs.

Please call us on 01403 230440 to arrange an initial consultation.

Contact us to find out more about how we can help you with your mortgage needs

Nick advises me on all matters relating to my mortgage, pensions & investments.

Nick recently advised me with regard to reviewing my mortgage.

The great thing was, that I did not have to spend hours trawling the internet, trying to find the best deals for myself, because Nick did that for me.

The whole deal was sorted out within days & I am saving money every month. Despite the fact that mortgages are not always easy to come by these days, Nick sorted out the best deal for me.

Nick’s knowledge of the financial market is second to none & he always has his customer’s best ineterests at heart.

Nick offers an extremely prompt & professional service, whilst remaining a very friendly & helpful personality.

I would not hesitate in recommending Nick to my friends, family & colleagues.

Graeme Bowie | Graeme Bowie Designs

View Page